The one thing we are asked to address most (by our members) is health insurance. We are hoping to accomplish rate stability and make our employees healthier.

The only reason I'm calling for a rate hike is because that's what they told us they are going to do.

The percentage of African-Americans at (SDSU) in proportion to the population isn't equal.

The personal consumption expenditure (PCE) price deflator was revised from 0.7 percent annual rate to 1.0. That's still very low, but it was revised upward instead of downward. There is possibly some building inflationary pressure, but it's still very benign.

The potential for social unrest, social instability is pretty significant, ... You have a very substantial proportion of your population that has been undereducated, malnourished, marginalized, is disaffected, not able to go to school.